Monday, 4 January 2010

Children are growing up quick!



They say that our children grow-up quick these day’s, in fact the Archbishop of Canterbury had something to say about this over the Christmas period.

Now I learn that children as young as FIVE will be taught how to manage bank accounts and budget.

When I was at school I remember this Teacher banging on about when we would join the Rat Race. I didn’t understand at that time what he was on about; in fact I thought he was on drugs. The years have passed and now I fully appreciate what the Rat Race is and what this particular Teacher was approvingly pointing out.
It’s almost thirty nine years since I walked out of my old school and into the big bad world; and things have changed a great deal in both the world of a child and that of an adult. However one thing remains the same and that’s the role of money and the part it plays in all our lives, through both the possession of it - and the lack of it!

We didn’t hear a great deal about money when we were at school; it wasn’t any part of the curriculum that I recall; then again I spent most of my time gazing out of the windows waiting for the bell indicating it was home time and that sweet release from the day time prison. We paid our dinner money with it and used it to travel from home and back, or at least that’s what we were supposed to do but most times we spent the fare and walked home, but the point is that money was never a topic in any lessons throughout my schooling.

One other thing is that when I got my first ever job, everyone I knew received a pay packet with actual money in side of it; and usually Thursday was traditional for pay day, and for years many of us had no need for such things as bank accounts, when I worked on the Steel Works we collected our wages from a pay station. Then that day arrived when to be able to secure and get employment you had to have a bank account, when that exactly was, I’m not quite sure, some time during the mid to late 80s, but not really that long ago. So we can see the rapidity of change, and with it many other things changed in the way we do and carryout our everyday financial transactions.

This generation is the generation of plastic, or it was up until the credit crunch, if you had a job and regular income, credit was slung at you like an alluring lady of the night. Last year I attended a demonstration organised by the SWP at the Bank of England just to hand out some Socialist Party literature about the financial crises and the governments intervention of quantitative easing, such a lovely term is that and it has entered the vocabulary of words associated with this century, including that of credit crunch, anyhow I was handing out this information to any takers when I entered into this conversation as you do, with a young man, well he was younger than me and I think he worked in the financial circus that is the stock exchange, I would never hold that against him or anyone for that mater, after all we all have to work for our bread and butter and have no real choice but to do so, some jobs are glamorous and clean others are dirty smelly and dangerous, but it’s the only way to get our hands on the money that we need to live on. I once worked on a sewerage works and he worked in the stock exchange, so I’m just wondering who had the dirtiest job then?

Well during my conversation with this young man, he informed me that the credit crunch was the fault of working people; they he said were to blame what with their plasma TVs, cheap holidays and cars all obtained on easy terms and finance, they and they alone had brought the crises on, well I attempted to put him right on a thing or two but he wasn’t having any of it, in fact the conversation turned nasty when he asked me if I wanted a fight with him, I told him that I was old enough to be his dad but he couldn’t possibly be my son; for he wouldn’t be that stupid.

We all come across those who are blind or refuse to see the truth when they are doing better than others, and of course the system that we live under does a good job on the many who just refuse to see the woods for the trees. If we were honest with ourselves; it is through our children’s education that the system survives, teaching them how to conform to serve its interests without question and not their own; more so today than ever before.

Under new Government plans for a personal, social, health and economic (PSHE) curriculum, all pupils aged 5-16 will receive compulsory lessons in "financial literacy".

Children are growing up quick because they are being forced too by the system of profit!
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1 comment:

earwicga said...

"Children are growing up quick because they are being forced too by the system of profit!"

Absolutely agree. They live a life of intensive marketing with the odd interval for reality from me. As for financial literacy - parents saying "not today, we can't afford it, you'll have to save" would go a long way!

And I remember those paper pay packets fondly :) Great point about spending money you never actually see - it totally links to credit you never see either.

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